How long will I be in bankruptcy?

The bankruptcy process is normally 9 months long for a first time bankrupt. When the bankruptcy is over, your debts are discharged by law (you no longer have to pay back your debts). There are some exceptions to the rule, our bankrupcy trustees will explain these to you when we meet.

If you have been bankrupt before, or you do not perform your duties in the bankruptcy or if someone opposes your discharge, then instead of your discharge being given automatically at the end of nine months, the bankruptcy court will decide what type of discharge you will receive.